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Make your resolutions count this year

New Year’s resolutions always seem like a good idea, but sticking to them’s another story all together. We’ve put together some handy hints to help you stick to your guns and save you a few quid at the same time – you can’t go wrong.

 


Ditch the debit card and cut out the contactless

That’s right, it may be super quick and convenient but we all know some of us get a little ‘tap happy’ when it comes to spending on our contactless cards – nearly three in five of us Brits (59%) have admitted to making more impulsive purchases thanks to the rise of contactless technology. If you know how much money you’re bringing in each month, you can budget that out as a weekly allowance and withdraw the cash at the start of the week – no more impulse purchases...


Write a shopping list and stick to it no matter what

...which brings us to our next piece of wisdom. We all make shopping lists, so it’s not exactly a revelation. But did you know that Brits spend on average a whopping £47.84 on impulse purchases each month? That’s more than an entire weekly shop for a lot of UK families. Write a shopping list of everything you need and DO NOT stray from that list no matter what. You can also use a website like mySupermarket to compare prices and see which is cheapest.

 

Start saving, no matter how little

You don’t have to be rolling in disposable income to squirrel away a savings pot for a rainy day. Now I know we said that if money’s tight you should ditch your debit card, but if you’re looking to save money then apps like Chime round up your purchases to the nearest pound if you’re using your card. So if you buy a sandwich for say £1.75, Chime will round up your purchase to £2 and put the extra 25p in a savings account for you. You’d be surprised at how it all adds up. Plus look out for our Winter Wallet saving scheme, launching later this year - we’ll bring you all the details first.