Everyone’s feeling the pinch at the start of the year, so there’s no better time to look out for great savings and crafty ways to make an extra few quid here and there.
That’s why we’ve put together some of the best ways to make your money go further and how to get the best deals and the best bang for your buck. Take a look below.
1. Use reward cards and spend those points
Plenty of shops have store cards or reward schemes, so make sure you sign up to as many as you can and keep those store cards on you for whenever you’re planning a trip to the shops. If you are not a fan of a bulging purse you can also load all your loyalty cards into a handy app like Stocard - meaning you can keep them all on your phone and never miss out on collecting your points.
2. Sell your unwanted bits and bobs online
Not sure what to do with all those unwanted Christmas presents? Of course, you could always sell them on eBay, or could try out Shpock, which uses your location to help you sell your unwanted items to people near you. And the best bit? Unlike other online selling sites and apps, Shpock is completely free as they don’t take a cut of your sales. And if by any chance you still have a stash of CDs and DVDs lying around collecting dust, then you can sell them in bulk over at musicMagpie – they’ll take any computer games and mobile phones you have too.
3. Get paid for switching your bank account
Banks are increasingly offering more and more to get customers to switch accounts. You can claim anything from £50 to £200, for simply switching debit accounts. There’s a few stipulations though and make sure you read all the small print to be sure it’s the right decision for you. Money Saving Expert outline some of the best offers available here.
4. Get cashback when you shop online
Everyone knows you can save a pretty penny by ditching the high street and shopping for all many of things online instead, but did you know you can earn cashback from third party sites just for clicking a few buttons? That’s right, sign up to the likes of TopCashback and Quidco and you can earn hundreds of pounds a year just for clicking through via these sites.
5. Never pay full price for your rail travel again
Travelling by train the UK is notoriously pricey, so why pay full price when you can beat the system and travel for cheaper? Well that’s where it pays to do some online research, or better yet, use one of the handy websites and let them do all the hard work. By using a split ticketing service when travelling by train for example, you could even save as much as 90% on longer journeys.
Here are our favourite sites for cheaper train travel:
Plus, if you are aged between 26-30 they’ve just launched a new railcard - meaning you can save a third on rail travel nationwide.